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Why Self-Funded Health Plans Help Mid-Sized Companies Save and Control Costs

Self-funded health plans offer mid-sized companies a cost-effective alternative to traditional insurance by reducing extra fees and providing greater financial control. With more flexibility in designing benefits and access to actionable claims data, businesses can create tailored plans that support employee well-being while managing risk through stop-loss insurance and technology-driven solutions.

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Why Health Insurance Premium Increases are Not Inevitable for Mid-Sized Companies

Premium hikes for health insurance often seem inevitable for mid-sized companies, but understanding the underlying factors and pursuing alternative strategies can break the cycle. Options such as self-funding, level-funded plans, wellness initiatives, data analysis, and direct provider contracts can all potentially lower costs over time.

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More Providers Charging for Some Health Portal Services

As more health services are being rendered through providers’ patient portals and telemedicine, some providers are starting to bill for some of those interactions. A number of health systems around the country have started billing for certain types of messages, largely ones that are involved in clinical assessments or medical history reviews that take more

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Employers Prioritizing Enhanced Benefits in New Year, Not Cost-Cutting

Despite group health insurance costs expected to rise 5.4% this year, the tight labor market is forcing employers to prioritize enhancing benefits over cost-cutting measures, according to a new report by Mercer. With Americans increasingly struggling to pay their health care bills, more employers are shying away from only offering their workers high-deductible health plans

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